Australian Super FAQ — Common Retirement Planning Questions

Simple answer: not really. The way we use past data to predict the future is often called technical analysis.

It sounds very sensible, but a classic example of its limits comes from The Black Swan by Nassim Nicholas Taleb: a turkey figures out it gets food every morning and uses past data to conclude this will continue forever — until the last day. Nobody can say future predictions are 100% accurate. This is one way we estimate the future, but certainty simply isn't possible.

The Australian government did not collect this data before that time.

Yes. Every browser has a function called local storage, and all your data is stored there.

• If you open the same browser on the same computer, the data will still be there.
• If you open this website in a different browser, you will not see your data.

Note: if you clear your browser data, your saved inputs may be removed.

Whether it is super or savings, both are principal earning a return. You can combine them using Your Own Invest Return (%).

For example, if half your money is in a savings account (3.23% average) and half in super (7.73% average), use the midpoint:

• (3.23 + 7.73) ÷ 2 = 5.48%

Enter 5.48% for Your Own Invest Return (%).

Go to your browser's File menu, choose Print, then save to a PDF file on your computer.

Yes. For details on how the pension is calculated and adjusted, see the How we do Calculation page.