Age Pension Estimator

The government calculates your Age Pension with two tests: an Assets Test and an Income Test. The lower result is what you receive.

Assets Test Result

✓Your Estimated Pension
$0 /fortnight
$0 /year
-

Income Test Result

✓Your Estimated Pension
$0 /fortnight
$0 /year
-
Compare by profile

Compare Age Pension with Different Profile

Same assets & income — how each household situation affects your pension

Assets and income tables

Age Pension Comparison Tables

View pension changes by assets or by income without mixing both effects in one table.

Swipe sideways to see the full assets table on mobile.

Guide based on Assets Test only. This table ignores income so the asset effect is easier to see. Final Age Pension is still the lower of the Assets Test and Income Test. The yellow row shows your current asset level.

Swipe sideways to see the full income table on mobile.

Guide based on Income Test only. This table keeps your current assets fixed so the income effect is easier to see. Final Age Pension is still the lower of the Assets Test and Income Test. The yellow row shows your current income.
Calculation breakdown

Calculation Breakdown

Policy parameters

Policy Parameters Used (Australia, from 20 Mar 2026)

  • Maximum Age Pension (fortnightly): Single $1,200.90, Couple combined $1,810.40.
  • Assets Test taper: pension reduces by $3 per $1,000 of assets above the free threshold.
  • Income Test taper: pension reduces by $0.50 per $1 of income above the free area.

Estimates only. Actual pension depends on Centrelink assessment. Parameters updated 20 Mar 2026.

Government sources: DSS rates list (20 Mar 2026) and DSS minister release.